Explore a tailored working capital solution that suits you

Working capital refers to a business’s liquid financial resources that are readily available for covering everyday operational expenses. 

Cash, accounts receivable and even inventory are all things that can be considered as current assets. While short-term debt, payroll and accounts payable are all current liabilities. Your level of healthy working capital is based on the difference between the value of your current assets and liabilities. 

In other words, the more working capital you have access to, the better your ability to meet immediate financial obligations is, and the stronger your business’s financial position will be.

By having access to sufficient cash, you can ensure that all operational expenses are covered, suppliers are paid, inventory purchased, and employees paid. This allows you to focus on ensuring seamless growth and long-term financial sustainability.

A business without positive working capital may not have the cash flow to meet expenses or capitalise on growth opportunities. A business with negative working capital may not have the financial resources required to maintain itself financially in the long-, medium-, and sometimes even the short-term.