Ever wondered how Invoice Finance works? Watch our video here!
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INVOICE FINANCE / CASH LINE

Fuss free, cash on call for your business

Because opportunities don't last

Up to $500k within 24 hours of approval

No principal repayments

No need for property security

No ongoing fees
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Easy finance with ScotPac's new Cash Line

If you’re looking for a quick and easy way to have cash on call for your business, introducing Cash Line. Operating like a line of credit, Cash Line has a fixed limit with no principal repayments and no need for property security.   
 
We’ve made it as simple as possible, all you need is a cloud-based accounting package which syncs to our portal. 
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Fast funding because opportunities don't last

Maximise cash flow with no principal repayments

Capital without the need for property security

What are our customers saying about us?

I found my experience with Business Fuel was helpful, business like yet friendly and fast. I would be happy to use again and I’ll recommend Business Fuel to others.

Les Paul

We think of ScotPac more than just a Financial Services provider, they care enough to know our business and as such we are more like partners

Cheryl Armour

Transport

It’s growth funding that gets us the best from our working capital, which covers materials, wages and other costs while we wait to be paid for our goods.

Miles Jackson

Manufacturing

Our Solutions

Business Loans

Business Loans

Fast, flexible and personalised Home Loans and Business Loans for Business Owners

  • FAST SET UP – CONDITIONAL APPROVAL IN AS LITTLE AS 48 HOURS
  • FLEXIBILITY ON DOCUMENTATION REQUIREMENTS
  • USE YOUR RESIDENTIAL SECURITY FOR FUTURE BUSINESS BORROWING
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Learn more
Invoice Finance

Invoice Finance

Our Invoice Finance solution allows you to access the cash in your unpaid invoices

  • LINE OF CREDIT WITH NO NEED FOR PROPERTY SECURITY
  • UNLOCK THE VALUE IN YOUR INVOICES
  • FACILITIES FROM $10K TO $150M
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Asset Finance

Asset Finance

Asset Finance helps by financing new and pre-owned equipment.

  • FUNDING AVAILABLE IN AS LITTLE AS 24 HOURS
  • FUND NEW AND PRE-OWNED ASSETS
  • FUNDING FOR IMPORTED EQUIPMENT
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Trade Finance

Trade Finance

Trade Finance provides a cash flow injection to help manage the import or export of goods

  • PAY OVERSEAS AND DOMESTIC SUPPLIERS
  • INCREASE STOCK LEVELS AND EXTEND PAYMENT TERMS
  • SELL TO OVERSEAS CUSTOMERS
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Why ScotPac?

Trusted ScotPac has been operating in the business finance space for over 35 years. We’re the largest provider of tailored, flexible business finance solutions throughout Australia and New Zealand.
Real relationships We focus on investing in the relationships we have with our clients, and with specialists available in all 5 states and territories it’s no wonder the average client stays with us for 5 years.
Flexible Finance Our working capital solutions are more nimble and inventive than those of the banks and with timely turnarounds in as little as 48 hours, you’ll be up and running before you know it.

Frequently Asked Questions

What are the minimum terms?

12 months from the time of settlement.

What are the repayment options?

There are no principal repayments.

Is property security required?

No, property security is not always needed.

Time in business

Minimum is 12 months in business.

What is required for an application?

Applicant name, business ABN, email and mobile number and cloud based accounting package.

How quickly are Cash Line applications approved?

In most cases, we can approve in as little as 24 hours.

When will I receive my funds?

Usually you can place a draw down request 24 hours after approval.

Can I renew my Cash Line after 12 months?

Yes, you can renew your Cash Line facility for an additional fee.