Google Rating
4.7
Based on 62 reviews
ScotPac Business Finance
4.7
Ben O'Neil
1728876979
Working with the team at Scot Pacific has been a great experience. Over two years into our partnership and I am still amazed and grateful for the personalised service and help they give me and my business regularly. As the big banks become less personalised and having an account manager or personal contact point for business less obtainable I've truly enjoyed the level or service and how easy it is to contact and speak with the team at Scot Pac Finance.
Brett Corrick
1698192514
Vatsala has been an amazing asset to our business - the best we have ever worked with across the finance world
N G
1637845318
My company engaged Scotpac to assist us with Debtor Finance & I can say that I highly recommend their service. Not only are they extremely helpful and friendly, but they work quickly and efficiently. We had solved our cashflow issues in under a week!Thank you!
Torran James
1631081867
ScotPac CashConnector has provided my business with a fantastic solution to bolster our cashflow and ensure we have the necessary funds available as required. I have been working closely with Daxa Patel who has ensured that no question has gone unanswered. I have found working with her and the team at ScotPac to be very easy whilst being shown my business is important to them. Highly recommend the product and the team!
shane grimwood
1630997663
ScotPacs Cash Connector product has been a game changer for my transport business, with many ongoing costs Cash Connector allows me to manage my cash flow for wages, repairs and other costs, my assigned account manager Daxa is always on hand to advise and help with any hiccups that may occur.. I highly recommend this product and the Cash Connector team..
Mark McSkimming
1630299932
Scotpac have been very helpful and very professional. Daxa Patel account manager has been very helpful in all areas and would recommend her any time to talk to.
Lloyd De swardt
1629995195
Cash connector has assisted with large capital expenditure and excelled my business growth.Staff are super friendly and work hard to assist with your day to day issues, while maintaining a great level of professionalism.Would strongly recommend a chat with them to see if they can assist!
Danielle Jamesion
1629946555
Highly recommend ScotPac for Business Finance. Daxa especially is always very friendly and helpful and will go the extra mile to assist.
Anjana Chauhan
1629731130
Our company is very impressed with the services that Scotpac provides. Daxa, Allison, Rhys and the team are very helpful and always ready to assist in making our life easier. It has been very beneficial to help manage business cash flow since we started dealing with them.Excellent service, flexible approach, easy to communicate and very professional.Looking forward to many more years of working together. I would highly recommend ScotPac Business for your finance solutions.
glenn perkins
1629434544
ScotPac are a vital part of our expanding business. They have worked very well with us from the beginning and the service from Daxa has been first class.
Lucky's Transport Group
1628657218
ScotPac has been outstanding in assisting with Business Finance. Everything has been so straightforward and stress free.The team has been nothing but helpful and friendly. ThanksOur ScotPac Account Manager has been so quick, friendly and efficient with all communication and correspondence.I would highly recommend ScotPac to any business that is needing assistance with Business Finance and freeing up any cash flow. They can do so much to assist. Thank you.
Sharna duggan
1628304339
Scotpac have been a god sent for our company. As we had to wait 60days for our clients to pay our Invoices this put a major financial strain on our business, then we found Scotpac and never looked back. Staff there are always friendly, helpful and quick to fix or answer any issues. We have had the pleasure of having Daxa Patel as our Account Manager throughout this process and appreciate everything she has done and is continuing to do! I recommend this company to all small businesses.
Bligh Williams
1623736110
I have been working with David Craven at Scot Pac and his team to put in place a invoice factoring facility. The professionalism and standard of service could be described as exceptional.The focus on getting the facility not just approved but operational was amazing.If you have lost confidence in service being provided by financial services suppliers in today market, then you will find the Scot Pac experience to be outstanding.
Rob Furlan
1619751919
Allison and Team have supported us well with transitioning into Cash Connector. The transition was smooth and they were very helpful in getting us going!. Well done Scot Pac with the Cash Connector product - makes our financing requirments effortless!
ed
1617771519
I've worked with a number of different lenders similar to ScotPac in the past and none have come close to ScotPac in terms of eligibility, pricing and customer service. Can't thank Richard and the rest of the team enough for their help in assisting my clients finance needs. If there are any businesses or finance brokers looking for the best, ScotPac is the way to go.
Rachel Wilson
1617759214
I highly recommend Scotpac, they have been a breeze to deal with.The progress claim and debtor insurance facility has enabled our business to control our cash-flow, minimise our risk and increase our revenue.The service from Daniel our client manager is invaluable, he has been a wealth of knowledge and constant support for our steel fabrication business.
Murdo McKay
1617602455
ScotPac have been superb to us. Teething issues took a little bit to get through, but ScotPac were responsive the whole time and really tried to make the process as smooth as possible, and resolved our issues quickly and efficiently.Since then, the service has been fantastic. Has really helped kick start our business, and accelerate some of our plans.Joanne and Nil in particular have been great help, and are extremely responsive, helpful and understanding. Overall, we've been extremely satisfied with the service, and the support we receive.
Tessa Villero
1616543921
Nil and his team at ScotPac have been nothing short of a blessing to work with. Matters get resolved instantly and the flexibility offered to cater to our type of business has been amazing. Great client relations and super easy and fun to work with.
Rob Cotterall
1616446237
Scotpac's Progress Claim team have been first rate in supporting us to succeed with our projects in recent times. We have an extended team focus when working with them as their short term lending support levels out our cashflow and enables us to pull the bigger projects off. We couldn't do it without them so thanks heaps!
Claudia Roughley
1616289278
ScotPac have worked alongside us for several years now as our business has grown. Joanne and her team keep us on track and have made great efforts to get to know us and therefore they have been really accommodating for the way our business works. I admire how responsive and diligent they all are - and appreciate that a lot!
Narrabian
1615933743
ScotPac are a very ethical and professional company who I've worked with regularly over many years. All the staff that I've dealt with are friendly, efficient, honest and upfront and their rates are very competitive. I would definitely recommend them to anyone considering using their services.
daniel Romeiro
1615782941
Richard the BDM took a lot of time out of his busy schedule to help in every way possible during the application process.Once we had been approved I was handed over to Joanne at this stage i was nervous in how to use their product, however Joanne made this transition very easy with been so kind and patient in the entire process.I would highly recommend both Richard and Joanne from Scot Pac.Nil has also been very helpful.thank you
Steve Cole
1615764050
Flexible facilities, responsive team, a business looking to help other businesses succeed
Simon Johnson
1615428378
Richard H and the broader team are focused, fast and always happy to find solutions for unique situations. Trust them completely with my clients.
A W
1615424241
Richard and the team at ScotPac have been fantastic. They are commercial, partnership oriented and have been extremely prompt and helpful with all their services and onboarding. Very highly recommended!
Lisa Cook
1615153951
Kings Resources Pty Ltd experience with the ScotPac team has been helpful and efficient. My contact is with Nelly and she offers solutions to any questions I have.
Bounce LED
1615072335
Scottpac has been a fantastic finance partner to Bounce LED for the past 5 years. Vatsala and Barkha take care of our weekly requirements and are a pleasure to deal with.
Carrie Gao
1614820795
Working with Scotpac in the past three years has brought our business a fast growth. They truly care about what we need and work closely to make sure we have all possible support. The team members are friendly, professional, and responding fast to all emails or calls. They are highly recommended for any growing business.
Damien Hopley
1614665185
ScotPac has changed the way we do business, for the better. From communication, training, service and problem solving, they are a delight to deal with. Both Malcolm and Tiarra are always at the ready to help solve all issues the business faces. They are a tremendous team, providing solutions quickly and efficiently and the advice they provide is always beneficial.
greg bannister
1614655054
ScotPac has been a great partner for 4 years allowing Gateshead Traffic Solutions to expand with ease . We can recommend ScotPac for all your finance needs
Harry Grewal
1614641267
ScotPac is a great facility that has assisted our business better manage our day to day cash flow requirements. Being a start up business the debtor finance facility has been crucial in the success of our business. Also the equipment finance facility offered by ScotPac is an alternative solutions to the major banks as their lending policies may not always be suitable to every business and their requirements.Our Client relationship manager Malcolm Naidoo has always been very helpful, professional and reliable. His dedication to our business has helped us become a successful Road transport operator.
Claudine Gomez
1614634655
Have a debtor finance facility with ScotPac. They are great to deal with, very responsive and helpful. Staff are approachable and understand our needs. Great Portal software for easy access to all our cashflow data. Our Manager, Malcolm Naidoo, has been great from day 1. Highly recommend.
Rob E
1614567276
Our client relationship manager is Vatsala. She and the Scot Pac team have been diligent and a key element of our success, including having sophistication and experience to navigate through events with Covid in early/mid 2020. We highly commend the Scot Pac
Mario Dimovski
1614565086
ScotPac has been a vital key to our businesses on going growth allowing access to early funding from our customers. Being a small business rapidly expanding across Australia we have had the ability to financially support our expansion plans using the Scotpac facilities, working with the wonderful support team led by Bineeta Koyak. Well done guys, highly recommended.
Kellie simkin
1614550182
I have made the switch to Scot Pac and Cash Connector and the entire team here all love it. Scot Pac are great to deal with and Cash Connector is an excellent product that suits our needs so well. The ability to pick and choose funding along with only paying when you do a funds draw down is of great benefit to us. I highly recommend Scot Pac and Cash Connector.
Amina Adra
1614308249
My experience dealing with SCOTPAC has always been a positive one. They are always there to answer your queries in a timely and professional manner. A delight to work with. Thanks again for your exceptional service.
Vanessa Evans
1614303459
ScotPac has been an essential business partner with us since 2014. ScotPac provides the perfect funding & debtor insurance solution for our business. We highly regard our relationship with their professional team of staff, especially Vatsala & Barkha, who are always looking to add value to our business. Thanks ScotPac!
Sonia Yacoub
1614211491
Berringa Honey,Over the past 12 months Scot Pac Finance have assisted us enormously with prompt efficient responses.Daxa Patel-Our Senior Account Manager understands our monthly business requirements and has always been very attentive to our needs.I would highly recommend Scot Pac to other businesses who require prompt capital assistance.
Nathan Tanner
1614135937
Great to deal with, extremely helpful and always willing to work with us to arrange a solution that fits our needs.
Mika Salvador
1614054496
ScotPac is very helpful, and I am glad we use their service. They're easy to communicate with, and when we need something from them, they give it as soon as they can. Nelly is the person I work with the most and she helps us with the best that she can. When I ask her to process a refund for our customer, she does it right away, which also helps us provide a better service to our customers. Shivani, on the other hand, is always there to assist Nelly and me with other stuff. I am very happy to work with them.
Teena Lee
1614035944
We have only been dealing with Scotpac for a short period of time, but we have had no major issues the staff are always willing to help and they are always friendly and any issues have been dealt with quickly and promptly.
Transzon Logistics
1613961467
Cannot be any happier. They understand your needs and work accordingly and staff is very cooperative
Giving business owners a better chance of success
for over 35 years.
About us
As Australia’s largest non-bank business lender, we’ve been giving SMEs a better chance of success for over 35 years. Whether you’re a startup or an enterprise, we understand the unique challenges of business cash flow.
That’s why we offer a wide range of flexible funding solutions, like Invoice Finance, Trade Finance, Asset Finance, and business loans. With ScotPac, you get a big lender that cares like a small one.
We take the time to understand your unique business needs, whether it’s bridging a cash flow gap, funding growth, securing new equipment or buying property. With our expertise, we’ll tailor financing solutions that get you where you want to be.
- 8500+
businesses supported
- $23.9B
funded annually
-
Over 35 years of experience
Our executive team
Jon Sutton
Chief Executive Officer
David Rose
Chief Financial Officer
Craig Michie
Group Executive,
Client Acquisition
Ben Cutler
Chief Customer & Marketing Officer
Julia Mayne
Group Executive,
Client Relationships
Wade Doblo
Group Executive,
Business Lending
Neale Kant
Chief Technology Officer
Steven Davies
Group Executive
Underwriting & Recoveries
Our history
Established as Scottish Pacific in 1988 with a focus on debtor finance, ScotPac grew steadily, expanding to New Zealand in 1992. Merging with Benchmark Debtor Finance in 2007 provided a springboard for further growth and strategic acquisitions.
Through the acquisition of Micho Trade Services in 2012, and Bibby Financial Services in 2015 ScotPac’s product range broaden to include Trade Finance and solidify their market position. A public listing on the ASX in 2016 marked a significant milestone.
Fueled by private equity in 2018, ScotPac launched Asset Finance and continued expansion by acquiring Business Fuel in 2022, adding business loans to their comprehensive suite of financial solutions.
