Breaking down barriers to help SMEs decarbonise – Have your say here
Ever wondered how Invoice Finance works? Watch our video here!
Read our latest SME Growth Index Report in full here.

Fast and flexible funding
to help every business

From simple to complex, small to large, start up, growth or turnaround, we have a funding solution.

Choose the largest non-bank business lender in Australia to fuel long-term growth.

Need funding?
Fuel your business with our award winning finance solutions.
How much do you need?

Fast and flexible funding
to help every business

From simple to complex, small to large, start up, growth or turnaround, we have a funding solution.

Choose the largest non-bank business lender in Australia to fuel long-term growth.

Need funding?
Fuel your business with our award winning finance solutions.
How much do you need?

Tailored finance to fit all your business needs

We provide award winning finance solutions and a range of business lending and cash flow options to help your business succeed. Explore how we can help below.

4.8 Star Google rating based on 65 reviews
  • 8000 + Businesses supported currently

  • $27.3B Invoices funded annually

  • Over 35 years of experience

What are our customers saying about us?

For us, the real advantage of invoice finance is that we can offer longer payment terms to customers thanks to ScotPac.

Philip Ridyard

Wholesale

ScotPac make the effort to understand us and really partner with us. Its a lot more flexible than dealing with banks.

Debra Carthew

Commercial Maintenance

ScotPac have assisted a number of our clients in time critical situations and are highly experienced cash flow lenders.

Sebastian Hyde

Recruitment

We think of ScotPac more than just a Financial Services provider, they care enough to know our business and as such we are more like partners

Cheryl Armour

Transport

It’s growth funding that gets us the best from our working capital, which covers materials, wages and other costs while we wait to be paid for our goods.

Miles Jackson

Manufacturing

Your needs?

No matter what your funding need is, ScotPac can help! We offer a range of business finance solutions to help SMEs grow and manage working capital

Our Solutions

ScotPac offers a wide range of business and commercial finance solutions that help you get the funding you need. Choose the right financing solution for your business.

Why ScotPac?

We believe in relationships, not transactions, and make it our business to know yours. With over 35 years’ experience, you can count on us to see the true value of your business.

Trusted Lending more than $1b to SMEs, we’re Australia and New Zealand’s largest non-bank lender, with the awards to match.
Unlocking Growth We’re growth enablers, unlocking the potential in your business. Our customers grow at more than 3 times the average business.
Flexible Finance We find a way to say “yes”. We’re with you through the good times and bad, always adapting your business needs.

The ScotPac Promise

We help a range of different industries reach their full potential